Loving That Tropical Island Life
I always wanted to live on a tropical island. I’m not sure why but it could have all began while growing up watching the Gilligan’s Island television series. It was not always Ginger or Mary Ann that captured my imagination as a boy (though I won’t deny that the two young beauties played a good part in my cognitive development), as much as it was the beautiful beaches, all the coconut trees, and the turquoise blue lagoons. It was every episode and re-run that Gilligan threw at me that drove my fascination with discovering and living in my own tropical paradise, wherever it may be. I knew I needed to get one of those sailor caps that Gilligan wore. After graduating high school, my best friend and I immediately migrated to the closest place that we knew had palm trees and warm weather (thanks to the technology of broadcast television) and we settled in Orlando, Florida. It wasn’t long before I ventured out even further where I landed in Key West, discovering the famous “Cheeseburger in Paradise” culture of relaxation and peacefulness. Ah, the life in “Margaritaville” and the tropics. I quickly learned however, that without money and some form of sustenance, I was destined to return home to reality – the now even more dreaded snow-belt of North-central Illinois, where I just knew destiny would have me living the rest of my life between a bean field and a corn-stalk. I needed a plan and it wasn’t long before I placed my bet…I would take my chances and join the U.S. Navy. At least I could start with the Gilligan hat!
After my return to Illinoisfrom Florida, it wasn’t long until I was swearing to uphold and defend the U.S. Constitution, without any reservations (well, maybe a couple). The Navy guaranteed me photography school but as sure as the world turns, “stuff” happens, and I found myself accepting an assignment to “Weather Observing” school (Lakehurst N.J.) after boot camp. I was going to become an Aerographer! How prophetic this was because I remember during my teen years, my father quite often accused me of walking around with my head in the clouds. And this was the result of my armed forces aptitude test??? Okay I thought, it was a good fit. Whether it was prophecy or irony, I was resigned to a career of staring at the sky AND getting paid to do it. It was more than a good fit, it was perfect! I can remember the strange looks on my friends faces when I told them I was going to get paid for watching the clouds. And, It just kept getting better as my living in the tropics destiny would have it – my first set of orders after “Weather” school landed me in Guam, U.S.A., where “America’s Day Begins!” Not only was it lush and tropical, but It was also in the Domain of the Golden Dragon. Nice beaches, coral reefs, coconut trees, and the Asian fiesta. Many, many fiestas! Did I mention the tropics? I figured life couldn’t get any better than that. After I landed there (at the ripe old age of 19) I found myself working a great job while getting paid to live in paradise as a side benefit. Eight of the next twelve years found me living, working, or traveling around between the 180th meridian and the Indian Ocean, mostly under the tropical sun. It seemed to always follow me…from Guam to the Philippines, Singapore and Hong Kong, to Diego Garcia, and back to the Philippines, where I met my match…and my Filipina bride (1984).
As everybody’s road map in life consists of funky twists and turns, and even an occasional unplanned U-Turn (or three), mine was no different. The bulk of my non-government sponsored lifestyle (after the Navy) found me living and working on the U.S. mainland, and like many others during the latter half of this new mellenium’s first decade, I had been sucked into the working-class rut of a “work-to-live” lifestyle scheme, all the while being witness to an obvious demise of American culture and the once powerful American middle class. Our mutual cognitive dissonance forced us to make a decision… either we work-to-live, and take our chances with some form of a late [non-guaranteed] retirement, or make a run for it back to the tropics where we could relax and live life to its fullest.
Our choices were:
- Keep working hard to pay bills
- Shell out much of it to insurance companies and taxes
- Pay ever-increasing cost of living
- Live with increased regulatory compliances
- More healthcare complexities
- Witness a continued erosion of individual liberties and loss of personal freedoms
- Live a life filled with stress
- Liquidate all assets and become less materialistic
- Join the wife’s family
- Enjoy a stress-free lifestyle
- No house payment or large monthly obligations
- Live under the warmth of the tropical sun
- Enjoy un-crowded beaches with more coconut trees than Gilligan and The Professor could calculate together
- Retire in the Philippines
This was not an arduous decision. As a matter of fact, once we gave ourselves the green light, it didn’t take me long to pack my complete wardrobe of shorts, t-shirts, and flip-flops and like a true sailor, I was ready to get underway on a moment’s notice. And… believe it or not, I still had my Gilligan hat!
At the time of this writing, it had been just over 6 years since we purchased a corner lot and began construction on our retirement home in a small fishing village just outside Calbayog City, Samar. By this time, it was much easier to make the decision to retire a little earlier than we previously planned, and once the decision was made, our focus then shifted to ‘minmalizing.’ That also meant eliminating all bills, saving our cash, and getting as much of the new house completed as possible before we actually left the U.S.
Shortly after selling our Mississippi home of nearly 18 years, we found a temporary rental where we stayed for about 4 months until we liquidated all remaining assets and sold all the personal items that we didn’t ship to the Philippines. When we were down to our suitcases and two cats, we departed. I’ve never looked back.
Visit my “Before Paradise” section of this blog to read about the “There-and-Then” chronicled events leading up to our retirement to the Philippines. It should provide a good idea of what it takes to prepare. Visit this blog often as I continue to document the saga of living in paradise, through my own personal perspective, of the “Here-and-Now.”
Also visit and Subscribe to my YouTube Channel for some of my Philippines experiences and witness what living in this part of the world has to offer. Then when you catch up, you can follow me back to Guam!
If you are considering a retirement move to the Philippines, and with some steady-as-she-goes planning, you too could someday find that some coconut tree, on some deserted beach somewhere, has your name on it (Note: you’ll need two trees for your hammock). You just never know.
If you enjoy this blog, please help me to keep it going with a small donation which helps me cover website and hosting fees. Just click on the “Donate” links on this page. This blogger thanks you!